body {
  margin: 0;
  font-family: Arial, sans-serif;
  background-color: #ffffff;
  color: #001f3f;
}

html {
  scroll-behavior: smooth;
}

/* Navigation Header */
header {
  background-color: #f8f8f8;
  padding: 10px 20px;
  border-bottom: 2px solid #001f3f;
  position: sticky;
  top: 0;
  z-index: 1000;
}

nav {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 15px;
}

nav a {
  text-decoration: none;
  font-weight: bold;
  color: #001f3f;
  background-color: #e0e0e0;
  padding: 8px 12px;
  border-radius: 4px;
  transition: background 0.3s ease;
}

nav a:hover {
  background-color: #cccccc;
}

.hero {
  background-color: #ddd;
  height: 550px;
  background-size: cover;
  background-position: center;
}

.cta-buttons {
  display: flex;
  justify-content: center;
  gap: 20px;
  margin: 40px 0;
}

.btn {
  font-size: 18px;
  font-weight: bold;
  padding: 14px 32px;
  border-radius: 8px;
  cursor: pointer;
  transition: all 0.3s ease;
  border: 2px solid transparent;
}

.join-btn {
  background-color: #007bff; 
  color: #ffffff; 
  border: 2px solid #007bff;
}

.join-btn:hover {
  background-color: #0056b3;
  border-color: #0056b3;
}

.refer-btn {
  background-color: #ffffff;
  color: #007bff; 
  border: 2px solid #007bff;
}

.refer-btn:hover {
  background-color: #e6f0ff;
  color: #0056b3;
  border-color: #0056b3;
}


.join-btn {
  background-color: #001f3f;
  color: white;
}

.refer-btn {
  background-color: white;
  color: #001f3f;
  border: 2px solid #001f3f;
}

section {
  padding: 50px 20px;
  max-width: 1000px;
  margin: auto;
}

section h2 {
  color: #000;
}

ul, ol {
  padding-left: 20px;
}

footer {
  background-color: #f1f1f1;
  color: #001f3f;
  padding: 20px;
  text-align: center;
  border-top: 2px solid #001f3f;
}

footer a {
  color: #001f3f;
  font-weight: bold;
  display: inline-block;
  margin-top: 10px;
}

#how-it-works {
  background-color: #142262;
  padding: 60px 20px;
  text-align: center;
  text-decoration-color: #cccccc;
}

.how-it-works-container {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 30px;
  max-width: 1000px;
  margin: 40px auto 0;
}

.how-step {
  background-color: #f3f6f8;
  border: 1px solid #001f3f;
  border-radius: 8px;
  padding: 20px;
  width: 220px;
  box-shadow: 0 4px 8px rgba(0,0,0,0.05);
  transition: transform 0.3s;
}

.how-step:hover {
  transform: translateY(-5px);
}

.step-number {
  background-color: #001f3f;
  color: rgb(255, 255, 255);
  width: 35px;
  height: 35px;
  line-height: 35px;
  border-radius: 50%;
  margin: 0 auto 15px;
  font-weight: bold;
  font-size: 18px;
}

.about-image {
  margin-top: 30px;
  text-align: center;
}

.about-image img {
  max-width: 100%;
  height: auto;
  border-radius: 8px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.1);
}
#faqs {
  background-color: #ffffff;
  padding: 60px 20px;
  max-width: 1000px;
  margin: auto;
}

#faqs h2 {
  text-align: center;
  color: #001f3f;
  margin-bottom: 40px;
}

.faq-item {
  border-bottom: 1px solid #ccc;
  margin-bottom: 10px;
}

.faq-question {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 15px;
  font-size: 16px;
  font-weight: bold;
  color: #001f3f;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.faq-answer {
  display: none;
  padding: 0 15px 15px;
  color: #333;
  animation: fadeIn 0.3s ease;
}

.faq-question .icon {
  font-size: 22px;
  transition: transform 0.3s ease;
}

.faq-question.active .icon {
  transform: rotate(45deg); /* + becomes x */
}

@keyframes fadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}


.form-section {
  background-color: #f9f9f9;
  border: 1px solid #ddd;
  border-radius: 8px;
  max-width: 600px;
  margin: 20px auto;
}

.form-section label {
  display: block;
  margin: 10px 0 5px;
  font-weight: bold;
}

.form-section input,
.form-section textarea {
  width: 100%;
  padding: 10px;
  margin-bottom: 15px;
  box-sizing: border-box;
  border-radius: 4px;
  border: 1px solid #ccc;
}

.form-section button {
  background-color: #007bff;
  color: white;
  padding: 12px 20px;
  border: none;
  border-radius: 6px;
  cursor: pointer;
}

.form-section button:hover {
  background-color: #0056b3;
}

.faq-answer {
  display: none;
  padding: 10px 0;
  color: #333;
}

.faq-question {
  background: none;
  border: none;
  font-size: 1.1em;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  width: 100%;
  padding: 10px 0;
  font-weight: bold;
}